So, how long does it take to get approved for an unsecured loan application?

When you’ve filled out and submitted the application online, it usually takes around 24 hours. If you call us directly, an unsecured loan expert may even qualify you in no time.

What is the minimum and maximum loan amount that I can apply for?

The higher your established unsecured credit card limits are, the more money you'll be able to receive on your unsecured loan.

What is the general interest rate that’s charged on your unsecured loans?

Interest rates normally vary from borrower to borrower. Based upon the loan type and the amount availed, it could be somewhere around the prime rate plus 1-6. Until your unsecured loan is sanctioned, we can't confirm your interest rate.

What is the total repayment period within which I have to pay my loan back?

Based on the type of the loan, especially the amount availed, the payback tenure may be anywhere between 3-8 years. The more the amount of money borrowed by you, the longer is the repayment period you are offered. Furthermore, once the approval is in place, the payback terms can be easily discussed.

And what if I want another credit line to go along the existing one?

Once you have an open credit line for a significant amount, it is quite difficult to obtain additional lines due to high debt.